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Latest Episodes

Holiday Spending

Sleighing the Holiday Debt Mindset

CalendarNovember 13, 2023

Time0:14:18

Join Michele Enriquez and special guest Veronica Dangerfield, Patelco’s Senior Financial Well-Being Educator, as they tackle the financial stress of the holiday season. Veronica shares practical tips to shift your mindset, normalize conversations about gift-giving, and create intentional, memorable experiences. Say goodbye to the pressure of overspending and embrace a joyous, financially compassionate holiday season. Tune in and sleigh your holiday debt mindset!

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Student Loans

Beyond the Pause: Exploring Student Loan Repayment

CalendarNovember 8, 2023

Time0:21:21

In this episode of ‘Small Talks for Big Change,’ join us as we dive into the post-pandemic landscape of student loans. As the pause on student loan payments comes to an end, we explore the challenges, changes, and newfound hope surrounding this financial topic. Our experts, Andrew and Kristi, share insights on navigating student loans, discuss repayment plans, and the evolving landscape of student loan forgiveness.

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Building Credit

ScoreUp: Building Credit, One Payment at a Time

CalendarOctober 19, 2023

Time0:08:43

In this episode of Small Talks for Big Change, 来自Patelco信用合作社的Michele Enriquez和Mel Murguia讨论了信用评分的重要性. They introduce ScoreUp, a unique credit-building product, and explain how it can benefit members. ScoreUp is a flexible solution that helps establish positive credit history and grow savings, regardless of credit scores. Tune in to learn more about this innovative tool at splgsystems.com/SCOREUP.

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CU Difference

Erin Mendez on Credit Unions and their Global Impact

CalendarOctober 11, 2023

Time0:13:11

Erin Mendez, President and CEO of Patelco Credit Union, shares her career journey from the for-profit world to credit unions, highlighting the unique mission of “banking with a soul.” Erin discusses Patelco’s commitment to members’ financial wellness, 她与世界信用合作社理事会的合作使她意识到传播信用合作社差异的重要性. 与我们一起庆祝国际信用合作社日75周年,并了解更多关于Patelco的使命.

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HSA Planning

HSA Planning

CalendarSeptember 25, 2023

Time0:24:41

As open enrollment season is upon us we welcome Maurice Catlett, an HSA specialist at Patelco as we dive into the world of Health Savings Accounts (HSAs), shedding light on this misunderstood health plan option that doubles as a savings tool. Learn about the advantages, how to qualify, and how HSAs can help you save for future health expenses. Plus, discover the convenience and technology behind managing your HSA.

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Workforce Benefits

Elevate Wellbeing Benefits with Patelco at Work

CalendarSeptember 20, 2023

Time0:17:15

经验丰富的理财专家佩吉·怀曼和沙伊达·萨米将向我们介绍免费的Patelco at Work项目是如何改变工作场所的财务健康状况的. Our Patelco at Work team offers tailored solutions, from credit repair to budgeting.

有兴趣了解个人财务如何作为整体福利计划的一部分,以帮助提高工作效率和留住员工? Visit splgsystems.com/atwork

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Fraud Prevention

Unmasking Scams: Defending Your Financial Future

CalendarAugust 25, 2023

Time50:13:38

We delve into the ever-evolving landscape of scams and fraud. In this installment, of the Small Talks for Big Change podcast, we’re joined by Tiffany Kiefer, Principal of the Fraud Program at Patelco Credit Union, and an expert in the field. We explore the tactics fraudsters employ, from social media investment schemes to voice call impersonations. Tiffany provides invaluable insights on identifying red flags, staying resilient, and utilizing Patelco’s Fraud Resource Center. Safeguard your financial well-being by tuning in to this informative conversation.

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Smart Budgeting

The Saver-Splurger Dilemma: Balance in Your Budget

CalendarJuly 17, 2023

Time00:13:04

和Michele Enriquez和Andrew Farrell一起讨论预算对财务健康的重要性. They explore the balance between splurging and responsible spending, sharing tips on curbing impulsive purchases. Practical advice for getting started with budgeting, including using budgeting apps and separating accounts for different purposes. Discover how Patelco’s resources, such as certified financial coaches and a financial wellness library, can support your budgeting journey.

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Home Purchasing

Navigating the Path to Homeownership

CalendarJuly 11, 2023

Time00:09:26

In this episode of Small Talks for Big Change, Michele Enriquez discusses home buying with Fred Williams, a regional home loan officer at Patelco. 他们揭穿了关于住房贷款利率的神话,并强调Patelco致力于帮助会员实现他们的房屋所有权目标. Fred highlights the importance of personalized guidance. 了解Patelco的方法如何脱颖而出,并通过今天安排与住房贷款顾问的预约了解更多信息!

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Virtual Branch

Personalized Service from Anywhere with Virtual Branch

CalendarJune 20, 2023

Time00:05:59

Dive into the world of virtual banking with Patelco Credit Union’s award-winning Virtual Branch. Join Michele Enriquez, Membership Development Manager, 以及认证财务顾问Jesslyn Flentroy和高级财务专家Ginger Smith, as they explore the unique features and advantages of this innovative channel. Discover the convenience of face-to-face interactions, a wide range of transactions, and personalized support. Embrace hassle-free banking at splgsystems.com/virtualbranch and experience the future of banking.

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Financial Planning

The Power of Support: Patelco's CFS Coaching Program

CalendarMay 30, 2023

Time00:11:13

加入Michele Enriquez和Luis Jara在这一集的小谈话大改变,因为他们探索财务健康和教育和支持的意义. With nearly 40 years of combined industry experience, they discuss Patelco’s initiatives, including financial health assessments and a roadmap to financial freedom. Luis highlights Patelco’s free CFS coaching program, where Certified Financial Specialists provide personalized guidance. Visit splgsystems.com/financialjourney for this invaluable resource.

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Fraud Prevention

Strengthening Account Security with a Trusted Contact

CalendarMay 15, 2023

Time00:13:26

Join Michele Enriquez, Membership Development Manager at Patelco Credit Union, and Jennifer Mink, Member Experience Manager, 因为他们在这一集的小谈话大改变中深入研究了虐待老人和金融欺诈的重要话题. Jennifer shares heartfelt stories, highlighting the rise in cases of elder financial abuse. Discover Patelco’s innovative Trusted Contact program, designed to protect vulnerable individuals and act promptly in cases of suspected fraud. Join the fight against elder financial abuse at splgsystems.com/trustedcontact.

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Savings Rates

Understanding the High Savings Rates Environment

CalendarApril 21, 2023

Time00:10:55

In this episode of Small Talks for Big Change, Michele Enriquez interviews Walid Hissen, Vice President of Deposits at Patelco Credit Union. Walid discusses the current savings rate environment, the impact of inflation, and the role of the Federal Reserve’s discount rate. He highlights the value of certificate of deposit (CD) as a savings option. Emphasizing the importance of financial education, Walid advises listeners on choosing the right savings instrument based on their goals.

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Youth Banking

From Piggy Banks to Savings Accounts

CalendarApril 6, 2023

Time00:10:55

In this episode of Small Talks for Big Change, Michele Enriquez, Membership Development Manager at Patelco Credit Union, interviews Veronica Dangerfield, Senior Financial Wellbeing Educator, also known as Patelco’s Financial Cheerleader. 他们讨论了金融教育对年轻人的重要性,以及维罗妮卡对赋予年轻人权力的热情. 维罗妮卡分享了成功储蓄的秘诀,并强调了四月的全国金融扫盲月, 强调信用合作社青年运动和实现财务健康的可用资源.

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Fraud Prevention

Recognizing and Avoiding Job and Romance Scams

CalendarFebruary 23, 2023

Time00:11:08

加入我们这一集,我们揭露日益严重的数字时代的浪漫骗局和欺诈问题. Patelco信用合作社的会员体验经理Jennifer Mink对这个重要话题进行了阐述. Jennifer shares valuable tips to prevent falling victim to Romance Scams and Fraud, and highlights resources available at Patelco’s Fraud Center. 当我们讨论Patelco如何教育会员并提供防止欺诈的保护时,请保持警惕并了解最新的骗局.

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Youth Banking

Financial Aid Basics

CalendarFebruary 23, 2023

Time00:16:10

In this episode, Kristi Longoria, Manager of Financial Health at Patelco Credit Union, joins us to discuss financial aid. As a Certified Financial Counselor, Kristi supports youth and families with FAFSA and scholarship navigation. Hosted by Michele Enriquez, they highlight the importance of financial aid education, loan options, and debt implications. They also touch on Patelco’s responsibility to educate members and the community, providing resources like setting up accounts and attending webinars.

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